Umbrella and Specialty Insurance

Umbrella Policy

Whether it’s a serious auto accident involving pricey medical bills or an accident on your property, you can quickly find yourself exposed and responsible for damages that exceed the limits on your auto or home insurance policies – and the last thing you need to worry about is an expensive legal judgment. That’s why many of our customers choose to carry an additional Umbrella Policy.

An umbrella policy can cover

  • Umbrella policies typically add an additional $1,000,000 to $5,000,000 of coverage to help protect your assets, including your home, auto, future wages and investments such as retirement savings
  • Coverage for claims like libel, slander, defamation of character and invasion of privacy
  • Can help cover defense costs, attorney fees and other charges associated with lawsuits

Specialty Insurance:

Your grandmother’s 18th century china or your stamp or coin collections. Losing these items to a theft or natural disaster can be distressing but finding out that you didn’t have the correct type of insurance to cover replacement would make it even worse. It’s important to understand that specialty insurance most commonly insures those items that your typical property, casualty, homeowners or business policies will not.

Specialty Insurance can cover:

  • Jewelry and engagement rings
  • Silverware, china and crystal
  • Antiques and Fine Art
  • Stamps, Coins or other precious collections
  • Musical Instruments
  • Cameras
  • Furs
  • Guns
Standard Insurance Agency is proud to represent the following Insurance companies. You can learn more about these providers on our Insurance Providers page, or go to specific provider pages by clicking on their logo.
Umbrella Insurance Policy

Get the protection you need at a price you can afford. Call or request a quote for an umbrella policy from Standard Insurance Agency today.

Homeowner Discounts
Multi-car Discounts
Insurance For Teen Drivers
Previous Accidents
Driver’s Ed Insurance Discounts
Safe Driver Discounts
Bundle Discounts (Home & Auto)
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